Mortgage Information for Home Buyers in Northern Colorado

Conventional, FHA, VA, CHFA, Loan Discount Points, FICO scores, PMI (Private Mortgage Insurance), PITI (Principal, Interest, Taxes, Insurance) – sometimes all of these mortgage terms can seem a bit overwhelming, especially if you are not dealing with it day in and day out.

So how do you go about shopping and selecting the right mortgage for your new home with the best rates, the lowest closing costs, and the best service when there seems to be so much to consider?

You look for a trusted professional who is willing to sit down and work through the process with you. You want someone who will answer all your questions and give you those answers in an easy-to-understand manner.

Wondering what you may qualify for? Please give me a call or shoot me an email and I will gladly refer you to several mortgage lending professionals who can expertly guide you through the process from pre-qualifying to final figures.

You can also use the mortgage calculators below to assist you in making some basic decisions about financing your new home.

Mortgage Qualification Calculator

Use this to help you determine how much money you qualify to borrow. Please note this is just a starting point. I strongly suggest you meet with a mortgage lender to get pre-qualified so you really know and understand what your purchase power will be.

Mortgage Payment Calculator & Amortization Table

This program can give you a basic idea of what your mortgage payments may be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage. Again, a mortgage lender will be able to give you a much better idea of what potential mortgage costs you will incur.